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BIBA webinar - Different states of mind in an insurance context presented by Browne Jacobson

Insurance coverage often turns on the state of mind of the policyholder.  For example, did they act ‘fraudulently´,deliberately’  or ‘recklessly’, or were they merely ‘careless’?.  This session will explore the meaning of these different states of mind (and others) in an insurance context. We will consider the impact on:

  • common policy exclusions and conditions
  • pre-inception duties for both consumers and non-consumers
  • fraudulent and exaggerated claims

Learning objectives:

  • To gain a better of understanding of the legal distinction between different states of mind
  • To understand the impact on pre-inception duties, and how that differs between consumers and non-consumers
  • To understand how different states of mind apply to common policy exclusions and conditions

This webinar may count towards your continuing professional development (CPD) requirements and a formal completion certificate will be issued for members attending and returning a feedback form. 


Our webinars are designed to give information and guidance and we aim to make them as accurate as we can at the time of presentation and recording. However, they may sometimes represent individual views and BIBA cannot guarantee, nor do they accept any responsibility or liability for, the accuracy or completeness of the content or for any loss which may arise from reliance on information contained within these presentations and recordings.


November 30th, 2022 11:00 AM through 12:15 PM
Delegate's internal equipment
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United Kingdom